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North Kingstown Police Department Phone: 401-294-3316 or Fax:
401-294-6830 |
WHAT TO DO
IF YOU BECOME A VICTIM IF IDENTITY CRIME AND FRAUD
1. CONTACT THE THREE MAJOR CREDIT BUREAUS to place a fraud alert and “victim statement” on your credit report. Order a copy of your report from each bureau and review for any inaccuracies.
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EQUIFAX To order your report call: (800)
685-1111 or online www.equifax.com |
EXPERIAN To order your report call: (888) 397-3742 or o line www.experian.com |
TRANS To order your report call: (800) 888-4213 or online |
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To report Fraud call: (800) 525-6285 |
To report Fraud call: (888) 397-3742 P.O |
To report Fraud call: (800) 680-7289 |
2. REVIEW YOUR CREDIT REPORTS and close any accounts you believe have been tampered with or opened fraudulently. Continue to review your credit reports every six months.
3. CHANGE P.I.N. (Personal
Identification Number) and passwords on existing accounts.
4. CONTEST ALL FRAUDULENT ACCOUNTS with affected financial institution and/or business; in writing and follow up by sending them the Federal Trade Commission’s Identify Theft Affidavit. (found on the FTC’s website @ www.consumer.gov/idtheft )
5. FILE
6. CONTACT THE FEDERAL TRADE COMMISSION at (877) IDTHEFT, or on line @ www.consumer.gov/idtheft. They will enter your complaint information into the national Identity Theft database and provide victim assistance and consumer education materials. Their website will also provide additional information about your rights as a victim and further explain all of the steps you will need to take to repair your good name.
REPAIRING
YOUR CREDIT MAY BE A TIME CONSUMING AND FRUSTRATING UNDERTAKING
KEEP A DETAILED LOG OF EVERY STEP YOU TAKE
THESE